Take pressure off your business — without losing control.
Whether it's a stretched loan book or creditors closing in, we help UK directors act early, choose the right route and protect what matters.
Loans & CBILS / BBLS
Understanding what's owed, what's guaranteed and how to approach lenders constructively.
Supplier & creditor demands
Managing the flow of demands, statutory letters and county court claims before they escalate.
Refinancing & restructuring
Where viable, we help identify funding, restructuring and turnaround options.
Cashflow crisis
Rapid triage of what's fixable, what needs breathing space and what needs a formal solution.
Director protection
Managing risks around wrongful trading, overdrawn loans and personal guarantee exposure.
Every option, weighed honestly — before any decision is made.
We start with the facts: what's viable, what's not, what buys time, what closes doors. Then we help you choose — with your eyes open — from negotiated payment plans and refinancing through to formal insolvency procedures where they are genuinely the right answer.
Business debt questions, answered.
Don't ignore it. Creditors are usually willing to engage constructively if approached early with a realistic, properly presented proposal. We help you build and put forward that proposal.
Generally no — limited liability protects directors. However, personal guarantees, overdrawn directors' loan accounts and certain statutory liabilities can create personal exposure. We identify and manage these risks.
No. Formal insolvency processes are tools, not judgments. Used at the right time they can protect value, jobs and the director's position. Avoiding them for too long usually makes outcomes worse.
Rescue keeps the business trading in some form — through refinancing, CVAs, administration or restructuring. Closure ends it in a controlled way. The right route depends on viability and what you want to preserve.
Take back control today.
One confidential, no-obligation conversation could change the outlook for you and your business.